Rates

Deposit Rates as of January 11, 2019

Certificates of Deposit

 

Terms APY* Minimum Opening Deposit Penalty (Days) # of days in term
7-89 days 1.25% $2,500 30
90-179 days 1.25% $2,500 90
180-364 days 1.35% $2,500 182
12 months 2.50% $2,500 182
13 months 2.60% $2,500 182
14 months 2.70% $2,500 182
15 months 2.75% $2,500 182
16 months 2.75% $2,500 182
17 months 2.75% $2,500 182
18-23 months 2.75% $2,500 182
24-35 months 2.85% $2,500 182
36-47 months 2.95% $2,500 182
48-59 months 3.00% $2,500 182
60 months or over 3.05% $2,500 270

Tax Favored Certificates of Deposit and Tax Favored Accounts

Terms APY* Minimum Opening Deposit Penalty (Days) # of days in term
12 months 2.50% $2,500 182
13 months 2.60% $2,500 182
14 months 2.70% $2,500 182
15 months 2.75% $2,500 182
16 months 2.75% $2,500 182
17 months 2.75% $2,500 182
18-23 months 2.75% $2,500 182
24-35 months 2.85% $2,500 182
36-47 months 2.95% $2,500 182
48-59 months 3.00% $2,500 182
60 months and over 3.05% $2,500 270

Money Market Personal and Business (MMA)

 

Terms APY*
Daily Account Balances of $2,500 or Greater 1.10% APY*
Daily Account Balances below $2,500 (no interest) 0% APY*

 

*Annual percentage yield is accurate as of January 11, 2019. Rates are subject to change without notice. Fees may reduce earnings on the account. Minimum deposit to open CD is $2,500. Withdrawal of principal from a CD prior to maturity may incur a penalty for early withdrawal. Transfers from a Money Market Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per monthly statement cycle with no more than three by check, draft or similar order to third parties. Money Market accounts must maintain a daily balance of at least $2,500.00 in order to receive interest.