Personal Checking

Personal Checking in Palm Beach

First Checking

First Bank of the Palm Beaches has one personal checking account available to clients. One. Why do we only have one account when so many other banks have dozen of products to choose from? Their accounts are designed to segment customers into profitability categories and maximize fee income. We treat all of our friends as well as we can. All of the time.

Check out these must-have features we offer with personal checking in Palm Beach.

  • No Minimum Balances
  • No Maintenance Fees
  • No Minimum Initial Deposit
  • Free Refund of Domestic ATM fees Charged by Other Banks
  • Free Mobile Banking including Mobile Deposit
  • Free First Order of Standard Checks
  • Free Bill Pay
  • Free Online Banking
  • Free MasterCard ® Debit Card
  • Unlimited Check Writing

We wish we could say that we don’t charge ANY fees, but we will charge an overdraft fee when customers spend money that they don’t have. We also have prices for services such as wire transfers, stop payments or check re-orders.

It is important to know that these are optional services. Our friendly community bank has no intention of “nickel and diming” our customers to death. A $15.00 maintenance fee is not worth an unhappy customer!